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120 N 20th, Clear Lake, IA 50428.
Welcome home to this well-maintained 3-bedroom ranch in a convenient Clear Lake location near the Wellness Center and Clear Lake High School. The main level offers a spacious living room that flows into a nicely sized kitchen, creating a comfortable layout for everyday living. Step outside onto the massive deck overlooking a beautiful, tree-lined backyard?perfect for entertaining, relaxing, or enjoying the privacy of your outdoor space. The attached garage provides direct access to the lower level, where you'll find even more living space with a second kitchen, a large family room, and a non-conforming bedroom?ideal for guests, hobbies, a home office, or multi-generational living. With flexible living areas inside and a backyard designed for making memories, this home offers exceptional value in a sought-after neighborhood. Don't miss your opportunity to make it yours!
MLS ID: 6340119
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120 N 20th, Clear Lake, IA 50428.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $335,000 | $335,000 | $335,000 |
| Down Payment | $67,000 | $11,725 | $83,750 |
| Monthly Mortgage Amount | $1,628 | $1,999 | $2,070 |
| Taxes | $466 | $466 | $466 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $147 | $0 |
| Monthly Estimated Total | $2,194 | $2,712 | $2,636 |
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