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201 Tulip Circle, Island Lake, IL 60042.
Rarely does a waterfront home balance everyday practicality with this level of care, scale, & setting on private Highwood Lake. This well-maintained 5-bed/3.5-bath home offers the space, layout, & long-term usability buyers prioritize. Open-concept main level features hardwood floors throughout, strong natural light from numerous windows, & connected living, dining, & kitchen spaces designed for both daily function & entertaining. The vaulted eat-in kitchen includes granite counters, stainless appliances, breakfast bar, & direct lake views with access to an enormous full-length back deck overlooking the water. The adjacent family room adds skylights & a wood-burning fireplace, while the main-floor primary suite provides a practical long-term layout advantage with vaulted ceilings, lake views, a private bath with double sinks, jacuzzi tub, & separate shower. First-floor laundry with newer washer & dryer adds convenience, while the second level includes two additional bedrooms & a full bath. The finished lower level expands flexibility with two more bedrooms, a large family room, & substantial storage space. Additional functional upgrades include a heated garage & Leaf Filter gutter guards installed around the entire home for added ownership convenience. Outside, the property continues to deliver with direct lake frontage, a sand beach, & usable outdoor space that supports both everyday living & direct waterfront enjoyment.
MLS ID: 12649378
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201 Tulip Circle, Island Lake, IL 60042.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $599,000 | $599,000 | $599,000 |
| Down Payment | $119,800 | $20,965 | $149,750 |
| Monthly Mortgage Amount | $2,912 | $3,574 | $3,701 |
| Taxes | $834 | $834 | $834 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $263 | $0 |
| Monthly Estimated Total | $3,921 | $4,846 | $4,710 |
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