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406 Crestview Avenue, Ottumwa, IA 52501.
Cozy, inviting, and exceptionally well-maintained, this move-in ready home is packed with updates! Located just north of Ottumwa, this 2-bedroom, 2-bath home features a finished basement with a non-conforming third bedroom, additional bathroom, and ample storage space. Situated on a generously sized lot, the property also includes a fully insulated detached 3-car garage with a mini-split heating and cooling system, making it perfect for year-round use. Recent improvements include a new roof and siding on both the home and garage (June 2026), new HVAC system (2025), new water heater (2024), new kitchen appliances, upper kitchen cabinets and kitchen updates (2024), new carpeting, lighting, plumbing fixtures, toilets, and multiple electrical upgrades throughout. The attic was upgraded to R-50 insulation, and the basement was finished in 2025 to create additional comfortable living space. A warm, efficient, and fully updated home?ready for its next owner!
MLS ID: 6339437
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406 Crestview Avenue, Ottumwa, IA 52501.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $220,000 | $220,000 | $220,000 |
| Down Payment | $44,000 | $7,700 | $55,000 |
| Monthly Mortgage Amount | $1,069 | $1,313 | $1,359 |
| Taxes | $306 | $306 | $306 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $97 | $0 |
| Monthly Estimated Total | $1,475 | $1,816 | $1,765 |
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