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41w438 Barlow Drive , Saint Charles, IL 60175.
Thoughtfully designed to embrace its breathtaking natural surroundings, this one-of-a-kind custom estate is tucked away on more than two beautifully wooded acres, offering the perfect balance of privacy, luxury, and everyday convenience just minutes from shopping, dining, and local amenities. A long, winding driveway leads through professionally landscaped grounds with automatic irrigation to impressive 9-foot double entry doors, creating an unforgettable first impression and setting the tone for the exceptional home that awaits. Inside, more than 5,400 square feet of thoughtfully designed living space blends timeless craftsmanship with modern comfort. The breathtaking two-story family room is the heart of the home, showcasing soaring wood ceilings, rich hardwood floors, a dramatic floor-to-ceiling stone fireplace, and expansive windows that flood the space with natural light while capturing picturesque views of the surrounding woods. The open-concept design flows seamlessly into the dining area and custom kitchen, where a spacious center island creates the perfect gathering place for everyday living, casual meals, and effortless entertaining. Designed for both comfort and flexibility, the home offers multiple living spaces across three levels. The luxurious primary suite occupies its own private floor and features a cozy fireplace, a versatile loft ideal as a sitting area, reading nook, or home office, and a private balcony overlooking the peaceful backyard. A main-level bedroom or private office offers its own stone fireplace, private bath, and access to a secluded deck. The finished walkout lower level features a spacious second family room with a fireplace, along with two generously sized bedroom suites, each with its own private bath-creating the perfect arrangement for guests, or multi-generational living. A thoughtfully designed first-floor laundry room includes a dedicated pet shower, while an additional full bathroom on the main level adds everyday convenience. Outdoor living is every bit as impressive as the interior. The inviting four-season room opens to a stunning new covered deck that beautifully extends the home's living space outdoors. Featuring a stunning wood ceiling, recessed lighting, ceiling fan, and sleek cable railings, this exceptional outdoor retreat overlooks the serene wooded landscape and provides the perfect setting for morning coffee, outdoor dining, or relaxing evenings with family and friends. A new, matching, covered patio below further enhances the home's outdoor entertaining space, while multiple decks create seamless access to the surrounding landscape. The expansive backyard offers plenty of room for a future swimming pool while preserving the privacy and tranquility of this remarkable setting. Additional highlights include abundant storage throughout, radiant heated floors on every level-including the oversized three-car garage with extra-high ceilings, offering the potential to accommodate vehicle lifts for
MLS ID: 12693219
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41w438 Barlow Drive , Saint Charles, IL 60175.

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| Loan Type | FHA 30 Year Fixed | 15 Year Fixed | VA 30 year fixed |
| Purchase Price | $1,100,000 | $1,100,000 | $1,100,000 |
| Down Payment | $38,500 | $275,000 | $0 |
| Monthly Mortgage Amount | $6,563 | $6,796 | $6,919 |
| Taxes | $1531 | $1531 | $1531 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $660 | $0 | $0 |
| Monthly Estimated Total | $9,075 | $8,648 | $8,771 |
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