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650 Shallow Cove Road, Lake Zurich, IL 60047.
Welcome to 650 Shallow Cove Road in Lake Zurich, a charming 3-bedroom, 2.5-bath home located in the highly sought-after Lake Zurich School District 95. The main level features a bright living and dining area, a spacious kitchen with plenty of counter space, tall cabinetry, and room for casual dining, plus a comfortable family room that opens to a beautiful private backyard. Upstairs, the large primary suite offers generous closet space and a private full bath, with two additional bedrooms providing great storage. The partially finished basement adds flexible space for a family room, exercise area, laundry, and extra storage. Notable updates include new quartz kitchen countertops in 2024, a high-efficiency furnace and AC in 2017, water softener and reverse osmosis in 2015, updated north-facing bedroom windows in 2025, and a new sump pump also in 2025. A well-maintained home in a wonderful Lake Zurich location!
MLS ID: 12677743
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650 Shallow Cove Road, Lake Zurich, IL 60047.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $500,000 | $500,000 | $500,000 |
| Down Payment | $100,000 | $17,500 | $125,000 |
| Monthly Mortgage Amount | $2,430 | $2,983 | $3,089 |
| Taxes | $696 | $696 | $696 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $220 | $0 |
| Monthly Estimated Total | $3,272 | $4,045 | $3,931 |
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