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801 E Spruce Street, Chatham, IL 62629.
Beautiful 3-bedroom, 2-bath home offering a perfect blend of comfort and modern updates! The bright living room features vaulted ceilings, abundant natural light, and a stunning double-sided fireplace shared with the dining area?creating a warm and inviting atmosphere. The open kitchen includes an eat-in space with breakfast bar, pantry, and stainless steel appliances, including a brand-new microwave (2026). A desirable split floor plan provides privacy, with a generously sized updated primary suite featuring brand-new carpet (2026), a full private bath with jetted tub, walk-in shower, and an oversized closet with ample shelving. Two additional bedrooms also feature new carpet, making this home truly move-in ready. The fully finished basement (2022) adds incredible living space with a kitchenette, family room, and office, plus plumbing already in place for a future bathroom. Major updates include roof (2020), water heater (2020), furnace (2015), AC (2021), and sump pump (2023), giving peace of mind for years to come. This well-maintained home is ready for its next owner?dont miss out! Preinspected and sold as reported.
MLS ID: CA1043304
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801 E Spruce Street, Chatham, IL 62629.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $270,000 | $270,000 | $270,000 |
| Down Payment | $54,000 | $9,450 | $67,500 |
| Monthly Mortgage Amount | $1,295 | $1,589 | $1,655 |
| Taxes | $376 | $376 | $376 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $119 | $0 |
| Monthly Estimated Total | $1,771 | $2,184 | $2,131 |